New Zealand consumers hold stronger cards than most retailers admit. The Consumer Guarantees Act 1993 guarantees that goods are of acceptable quality and fit for purpose, and services are done with reasonable care and skill — rights no receipt, sign or "store policy" can remove. Serious failures let you reject the goods and choose a refund or replacement. Call 0800 461 100 free, any hour, before you accept the shop's version of your rights.
Free legal information, 24/7. Speak to a real lawyer about your situation, any time.
The store says the 12-month warranty has expired. Am I out of luck?
No. The manufacturer's warranty sits ON TOP of the Consumer Guarantees Act, which guarantees goods for as long as is reasonable for that kind of product — a premium appliance failing at 18 months is squarely arguable. "Out of warranty" answers the wrong question; the Act asks about reasonable durability.
They insist on repairing it but I want a refund. Who wins?
Depends on the failure. Minor fault: the retailer chooses the remedy first (repair included) but must deliver it in a reasonable time. Substantial failure — serious fault, safety issue, or a defect that would have stopped you buying: the choice is yours, refund included. Repeated failed repairs convert minor into substantial.
I bought it online from a NZ retailer. Same rights?
Yes — the CGA and FTA apply to online consumer purchases from businesses selling into New Zealand just as in-store. (Genuine private sales are different: no CGA, only the Fair Trading Act's honesty rules and your contract.)
Can I claim the losses the faulty product caused?
Reasonably foreseeable consequential losses are claimable under the Act — the spoiled food from the failed fridge, the water damage from the failed hose, reasonable costs of dealing with the failure. Document them as they happen.
The retailer went quiet. Is the Tribunal worth it for $800?
Usually yes — filing is cheap, hearings are quick, and retailers frequently settle the week the Tribunal notice arrives. Send the demand letter first, keep it business-like, and let the process do the persuading.
Call the free line any time. We'll help you understand your options and, if you want one, book a one-hour consultation with a New Zealand lawyer — NZ$295, GST inclusive, right on the call.
Call now — 0800 461 100Free legal information. Not legal advice.